Pets come with some powerful health benefits. Here’s how caring for an animal can help relieve depression and anxiety, lower stress levels, and even improve your heart health.

The benefits of pets

Most pet owners are clear about the immediate joys that come with sharing their lives with companion animals. However, many of us remain unaware of the physical and mental health benefits that can also accompany the pleasure of snuggling up to a furry friend. It’s only recently that studies have begun to scientifically explore the benefits of the human-animal bond.

Pets have evolved to become acutely attuned to humans and our behavior and emotions. Dogs, for example, are able to understand many of the words we use, but they’re even better at interpreting our tone of voice, body language, and gestures. And like any good human friend, a loyal dog will look into your eyes to gauge your emotional state and try to understand what you’re thinking and feeling (and to work out when the next walk or treat might be coming, of course).

Pets, especially dogs and cats, can reduce stress, anxiety, and depression, ease loneliness, encourage exercise and playfulness, and even improve your cardiovascular health. Caring for an animal can help children grow up more secure and active. Pets also provide valuable companionship for older adults. Perhaps most importantly, though, a pet can add real joy and unconditional love to your life.

How pets can impact your health

While people with pets often experience the greatest health benefits, a pet doesn’t necessarily have to be a dog or a cat. Even watching fish in an aquarium can help reduce muscle tension and lower pulse rate.

Studies have shown that:

• Pet owners are less likely to suffer from depression than those without pets.
• People with pets have lower blood pressure in stressful situations than those without pets. One study even found that when people with borderline hypertension adopted dogs from a shelter, their blood pressure declined significantly within five months.
• Playing with a dog or cat can elevate levels of serotonin and dopamine, which calm and relax.
• Pet owners have lower triglyceride and cholesterol levels (indicators of heart disease) than those without pets.
• Heart attack patients with pets survive longer than those without.
• Pet owners over age 65 make 30 percent fewer visits to their doctors than those without pets.

One of the reasons for these therapeutic effects is that pets fulfill the basic human need for touch. Even hardened criminals in prison show long-term changes in their behavior after interacting with pets, many of them experiencing mutual affection for the first time. Stroking, hugging, or otherwise touching a loving animal can rapidly calm and soothe you when you’re stressed or anxious. The companionship of a pet can also ease loneliness, and most dogs are a great stimulus for healthy exercise, which can substantially boost your mood and ease depression.

How pets can help you make healthy lifestyle changes

Adopting healthy lifestyle changes plays an important role in easing symptoms of depression, anxiety, stress, bipolar disorder, and PTSD. Caring for a pet can help you make healthy lifestyle changes by:

Increasing exercise. Taking a dog for a walk, hike, or run are fun and rewarding ways to fit healthy daily exercise into your schedule. Studies have shown that dog owners are far more likely to meet their daily exercise requirements—and exercising every day is great for the animal as well. It will deepen the connection between you, eradicate most behavior problems in dogs, and keep your pet fit and healthy.

Providing companionship. Companionship can help prevent illness and even add years to your life, while isolation and loneliness can trigger symptoms of depression. Caring for a live animal can help make you feel needed and wanted, and take the focus away from your problems, especially if you live alone. Most dog and cat owners talk to their pets, some even use them to work through their troubles. And nothing beats loneliness like coming home to a wagging tail or purring cat.

Helping you meet new people. Pets can be a great social lubricant for their owners, helping you start and maintain new friendships. Dog owners frequently stop and talk to each other on walks, hikes, or in a dog park. Pet owners also meet new people in pet stores, clubs, and training classes.

Reducing anxiety. The companionship of an animal can offer comfort, help ease anxiety, and build self-confidence for people anxious about going out into the world. Because pets tend to live in the moment—they don’t worry about what happened yesterday or what might happen tomorrow—they can help you become more mindful and appreciate the joy of the present.

Adding structure and routine to your day. Many pets, especially dogs, require a regular feeding and exercise schedule. Having a consistent routine keeps an animal balanced and calm—and it can work for you, too. No matter your mood—depressed, anxious, or stressed—one plaintive look from your pet and you’ll have to get out of bed to feed, exercise, and care for them.

Providing sensory stress relief. Touch and movement are two healthy ways to quickly manage stress. Stroking a dog, cat, or other animal can lower blood pressure and help you quickly feel calmer and less stressed.

Alternative pets and their benefits

The health benefits of pets are not limited to just cats and dogs. If you’re thinking of getting a household pet, here are some less common options:

Snakes and lizards. You may think that reptiles seem cold, but studies show that lizards and snakes can grow attached to their owners, recognizing those who care, handle, and feed them. Some may even ask to be petted by raising their necks up. A reptilian companion might also appeal to those who have an allergy to furry pets or find their exotic, unusual beauty attractive.

Rabbits. Another alternative for those who are allergic to dogs or cats is a bunny rabbit. A rabbit can be an exceptional family pet, not as high maintenance as dogs or cats, but with lots of energy and personality. They don’t require a lot of space—a minimum of 4 x 4 feet of living space with opportunity to roam wider each day. If you live in an apartment, a rabbit could be the perfect option. Owning a rabbit can help reduce levels of the stress hormone cortisol, and increase serotonin (“happy hormone”) levels in your brain. Petting or snuggling a furry friend can also help lower blood pressure.

Birds. Companion birds have very long lifespans; some parrot species can even outlive humans. Owning a bird means you can enjoy all the love without having to deal with the grief that comes with losing your pet. Birds also encourage social interaction, which can be beneficial if you live alone, or are elderly and want to keep your mind sharp. Talking and teaching tricks to your bird can promote healthy cognitive function.

Fish. You might have noticed fish tanks in many doctors’ or dentists’ offices, care homes, or other medical facilities. There’s a good reason for this. Keeping and watching fish have been scientifically proven to reduce stress and calm your heart rate. 

The health benefits of pets for older adults

As well as providing vital companionship, owning a pet can play an important role in healthy aging by helping you to:

Find meaning and joy in life. As you age, you’ll lose things that previously occupied your time and gave your life purpose. You may retire from your career or your children may move far away. Caring for a pet can bring pleasure and help boost your morale, optimism, and sense of self-worth. Choosing to adopt a pet from a shelter, especially an older pet, can add to your sense of fulfillment, knowing that you’ve provided a home to a pet that may otherwise have been euthanized.

Stay connected. Maintaining a social network isn’t always easy as you grow older. Retirement, illness, death, and relocation can take away close friends and family members. And making new friends can get harder. Pets, especially dogs, are a great way for older adults to spark up conversations and meet new people.

Boost your vitality. You can overcome many of the physical challenges associated with aging by taking good care of yourself. Dogs and cats encourage playfulness, laughter, and exercise, which can help boost your immune system and increase your energy.

The health benefits for children

Not only do children who grow up with pets have less risk of allergies and asthma, many also learn responsibility, compassion, and empathy from having a dog or cat.

• Unlike parents or teachers, pets are never critical and don’t give orders. They are always loving and their mere presence at home can help provide a sense of security in children. Having an ever-present pet can help ease separation anxiety in children when mom and dad aren’t around.
• Having the love and companionship of a pet can make a child feel important and help them develop a positive self-image.
• Kids who are emotionally attached to their pets are better able to build relationships with other people.
• Studies have also shown that pets can help calm hyperactive or overly aggressive kids. Of course, both the animal and the child need to be trained to behave appropriately with each other.
• A bird can help develop a young and expanding mind by teaching a child empathy and understanding. Kids can talk with their bird without a fear of rejection, which enables them to build their confidence, and even their vocabulary.
• Getting a guinea pig is a great way to teach your child responsibility. Guinea pigs are easy to care for—all they need is a small amount of formulated pelleted food, a large cage, and a vitamin C supplement, which makes them an ideal pet for young children.

Children and adults alike can benefit from playing with pets, which can provide a source of calmness and relaxation, as well as a source of stimulation for the brain and body. Playing with a pet can even be a doorway to learning for a child. It can stimulate a child’s imagination and curiosity. The rewards of training a dog to perform a new trick, for example, can teach kids the importance of perseverance. Caring for a furry friend can also offer another benefit to a child: immense joy.

How to find the perfect pet

If you’ve decided that owning a pet is right for you, congratulations: you’re about to open your life to a unique and rewarding relationship. While people who have pets tend to be happier, more independent, and feel more secure than those without pets, it’s important to select the type of pet that best suits your needs and lifestyle.

Talk to other members of your household and agree on the qualities you want in a pet and those that you’d prefer to avoid. In the case of dogs, man’s best friend comes in countless breeds or mix of breeds, each offering a different blend of personality traits.

If you’re looking for something smaller or with less energy, then maybe a rabbit is right for you and your family. Here are some things to ask yourself when looking for the perfect pet:

• Where do you live? Apartment or house? This will greatly determine the size of the animal best suited to your home. For instance, a rabbit or cat may be more suitable in an apartment than a dog.
• What’s your lifestyle? Work schedule? If those responsible for caring for the animal are gone most of the day, either at school or work, you may want an animal that doesn’t need constant attention, such as a reptile or fish.
• Who do you live with? Small children or an elderly relative could be knocked over by a large dog, for example, making a cat or rabbit a safer option.
• How big is your backyard? Large dog breeds, for example, often require from more space to run around in and play.
• Do you travel a lot? If you tend to be on the road for work or play, then you’ll want a pet that can be left alone for long periods or easily looked after by a friend or neighbor. Fish or a reptile may be more suitable than a dog or cat.
• How much shedding can you tolerate? If you hate hair, then make sure to look into the breed of animal, because some animals’ hair can get everywhere. The good news is there are many different dog and cat breeds that have minimal shedding. There are also pets that don’t shed at all, like an iguana or a snake (well, at least not hair).
• Ultimately, when choosing a pet, you must be honest with yourself about the lifestyle you’d like to keep and the kind of pet you’d like to care for. If you’re in doubt about caring for a larger animal, then start small, get a fish or a smaller mammal. See how it fits and go from there.

Authors: Kai Lundgren, Lawrence Robinson, and Robert Segal, M.A.

1. Find a “Giving Tree”

Throughout the holiday season, there might be “giving trees” or “wish trees” in your town building or the local mall, and they’ll be filled with tags that show children’s names and their holiday wish lists. Scout out these places or contact your local Salvation Army to learn where you can find one of these trees, and then head out with your child. Have him pick a name from the tree and shop together for the child’s wish list.

2. Go Through Toys and Clothes

Why not do your spring cleaning a bit early this year? It can be hard for children to part with toys and clothes that they’ve been using and wearing for a while…so be sure to set the activity up and discuss it beforehand. Talk with your child about less fortunate kids — some may not have toys to play with…and some probably don’t have warm clothes for the winter. Pull out some toys that your child hasn’t played with in a while and clothes that may not fit anymore. Together, choose a few items to donate to children who can use and benefit from them. Then, pack everything up, go find a clothing drop-off site, and let your child do the donating!

3. Make Cards

Does your child love to draw, decorate, or color pictures? Set aside some time to make holiday cards for children in the hospital, troops overseas, people in assisted living communities or nursing homes, and anyone else who could use an extra dose of happiness this time of the year. Then, have your child help you send them out or drop them off.

4. Donate Food

When you and your child think of the holidays, you likely think of your favorite foods that go along with them. Talk with your child about the importance of participating in a food drive for those less fortunate so that they can experience the delicious tastes of the season, too. Take a trip to the store to buy food to donate…and make it fun! If they have child-sized shopping carts, encourage your child to take the reins. Ask your child to pick a favorite holiday food to donate so that others can eat it, too, and work together to find it in the store — if it’s stuffing, grab some boxes of that; if it’s pumpkin pie, grab some cans of the filling. Once you make your purchases, have your child drop everything in the bin.

5. Deliver Goodies to Local Organizations

Whether you and your child love to bake holiday cookies or whip up endless amounts of snack mix, make extra. Decorate bags with your child, stuff them full of treats, and go around and pass them out to employees at the police and fire stations, hospital, and other local organizations that serve the community.

6. Work with Animal Shelters

Animals deserve the best, too. Contact a shelter nearby to see what they need — dog food, cat litter, bowls, etc. — and go to the pet store with your child to pick everything out. Or, call ahead to ask if you’ll be able to walk around and pass treats out to the animals. Either way, when you go to the shelter, do a lap around the kennels with your child and give the dogs and cats some love.

7. Create a Kindness Tree

Throughout the season (and even year round!), keep track of everything you and your child have done to help others by creating a kindness tree. Make a tree trunk out of cardboard or paper and cut out leaves from colored construction paper. Hang the tree trunk on the wall of the kitchen or the door to your child’s room and, on each leaf, jot down an act of kindness or activity your child does to help others. This is a great time to reflect on giving back and to talk about how it makes your child feel. Have your child hang each leaf up…and watch the tree grow.

Reference: Jeannie Krill of Bright Horizon

If you don’t teach your kids how to manage money, somebody else will. And that’s not a risk you want to take! We’ll show you how to give your kids the head start you wish you had and set them up to win with money at any age.

How to Teach Pre-Schoolers and Kindergartners About Money

1. Use a clear jar to save.

The piggy bank is a great idea, but it doesn’t give kids a visual. When you use a clear jar, they see the money growing. Yesterday, they had a dollar bill and five dimes. Today, they have a dollar bill, five dimes, and a quarter! Talk through this with them and make a big deal about it growing!

2. Set an example.

A study by the University of Cambridge found that money habits in children are formed by the time they’re 7 years old.(1) Little eyes are watching you. If you’re slapping down plastic every time you go out to dinner or the grocery store, they’ll eventually notice. Or if you and your spouse are arguing about money, they’ll notice that too. Set a healthy example for them and they’ll be much more likely to follow it when they get older.

3. Show them that stuff costs money.

You’ve got to do more than just say, “That pack of toy cars costs $5, son.” Help them grab a few dollars out of their jar, take it with them to the store, and physically hand the money to the cashier. This simple action will have more impact than a five-minute lecture.

How to Teach Elementary Students and Middle Schoolers About Money

4. Show the opportunity cost.

That’s just another way of saying, “If you buy this video game, then you won’t have the money to buy that pair of shoes.” At this age, your kids should be able to weigh decisions and understand the possible outcomes.

5. Give commissions, not allowances.

Don’t just give your kids money for breathing. Pay them commissions based on chores they do around the house like taking out the trash, cleaning their room, or mowing the grass. Dave and his daughter Rachel Cruze talk a lot about this system in their book, Smart Money Smart Kids. This concept helps your kids understand that money is earned—it’s not just given to them.

6. Avoid impulse buys.

“Mom, I just found this cute dress. It’s perfect and I love it! Can we buy it please?” Does this sound familiar? This age group really knows how to capitalize on the impulse buy—especially when it uses someone else’s money. Instead of giving in, let your child know they can use their hard-earned commission to pay for it. But encourage your child to wait at least a day before they purchase anything over $15. It will likely still be there tomorrow, and they’ll be able to make that money decision with a level head the next day.

7. Stress the importance of giving.

Once they start making a little money, be sure you teach them about giving. They can pick a church, charity or even someone they know who needs a little help. Eventually, they’ll see how giving doesn’t just affect the people they give to, but the giver as well.

How to Teach Teenagers About Money

8. Teach them contentment.

Your teen probably spends a good chunk of their time staring at a screen as they scroll through social media. And every second they’re online, they’re seeing the highlight reel of their friends, family and even total strangers! It’s the quickest way to bring on the comparison trap. You may hear things like:

“Dad, Mark’s parents bought him a brand-new car! How come I have to drive this 1993 Subaru?”

“Mom, this girl at school got to spend $10,000 on her Sweet 16 party. I want to do that too!”

Contentment starts in the heart. Let your teen know that their Subaru (although not the newest car on the block) is still running well enough to get them from point A to point B. And you can still throw a memorable, milestone birthday party without spending a chunk of your retirement savings funding it!

9. Give them the responsibility of a bank account.

By the time your kid’s a teenager, you should be able to set them up with a simple bank account if you’ve been doing some of the above along the way. This takes money management to the next level, and will (hopefully) prepare them for managing a much heftier account when they get older.

10. Get them saving for college.

There’s no time like the present to have your teen start saving for college. Do they plan on working a summer job? Perfect! Take a portion of that (or more) and toss it in a college savings account. Your teen will feel like they have skin in the game as they contribute toward their education.

11. Teach them to steer clear of student loans.

Before your teen ever applies to college, you need to sit down and have the talk—the “how are we going to pay for college” talk. Let your teen know that student loans aren’t an option to fund their education. Talk through all the alternatives out there, like going to community college, going to an in-state university, working part-time while in school, and applying for scholarships now.

While you’re at it, get The Graduate Survival Guide for them. It’s a must-have resource to help your college-bound teen prepare for the next big step in their life.

12. Teach them the danger of credit cards.

As soon as your kid turns 18, they’ll get hounded by credit card offers—especially once they’re in college. If you haven’t taught them why debt is a bad idea, they’ll become yet another credit card victim. Remember, it’s up to you to determine the right time you’ll teach them these principles.

13. Get them on a simple budget.

Since your teen is glued to their mobile device anyway, get them active on our simple budgeting app, EveryDollar. Now is the time to get your teen in the habit of budgeting their income—no matter how small It is. They should learn the importance of making a plan for their money while they’re still under your roof.

14. Introduce them to the magic of compound interest.

We know what you’re thinking. You can barely get your teen to brush their hair—how in the world are they supposed to become investment savvy? The earlier your teen can get started investing, the better. Compound interest is a magical thing! Introduce your teen to it at an early age, and they’ll get a head start on preparing for their future.

15. Help them figure out how to make money.

When you think about it, teenagers have plenty of free time—fall break, summer break, winter break, spring break. If your teen wants some money (and what teen doesn’t?), then help them find a job. Better yet, help them become an entrepreneur! These days, it’s easier than ever for your teen to start up their own business and turn a profit.

Change Your Family Tree

Teaching your children about money at any stage is going to take time on your part. It won’t always be easy. But if you want your children to know how to successfully manage their money when they get older, taking the time now will be worth it.

Reference: https://www.daveramsey.com/blog/how-to-teach-kids-about-money